Checking accounts are a secure place to manage your money. State Bank of Arizona accounts are FDIC insured. That means your money is safe. Features like debit cards, eStatements, account alerts, mobile, online, and telephone banking add convenience to managing, saving, and spending your money.

Services Included with Checking Accounts:

  • Allpoint ATM network 
  • Online banking and bill pay 
  • Mobile banking and Popmoney 
  • eStatements and check images 
  • Visa® debit card  
  • Night depository 
  • Notary services 
  • Telephone banking  

Additional Services Available for Personal Checking Accounts:

  • Wire transfers
  • Overdraft protection
  • Safe deposit boxes 
  • College savings accounts

How to Open

Open by visiting your local branch and talking with a Personal Banker.

Have questions or need more help? Request information online or contact your local branch

1. No minimum balance requirement. A $10 maintenance fee (per cycle) is waived with a direct deposit, a debit card and by receiving eStatements. The maintenance fee is also waived for active and veteran members of the military.

2. The interest rate and annual percentage yield (APY) depend on the daily balance in the account as shown on the bank’s rate sheet. The interest rate and APY are subject to change without notice. Fees may reduce earnings.

3. Daily balance must be $2,500 or more to earn interest 

4. Three cashier’s checks per month and one free box of Senior Checking checks per year.