CDARS, Certificate of Deposit Account Registry Service, provides the security of FDIC insurance on CD deposits over the standard FDIC insurance limit. It does this by strategically dividing your deposit into CDs below the FDIC limit and distributing the CDs among network banks. CDARS accounts are easy to manage because you negotiate one interest rate and receive one consolidated statement.

  • Guaranteed growth:   With fixed terms and interest rates, your return is guaranteed as long as contract terms are fulfilled.
  • Security: FDIC insurance above the standard limit, which means your investments are safe.
  • Easy management: You receive one statement, have one interest rate, and handle transactions with one bank. This eliminates the hassle of managing multiple accounts with multiple banks.


How To Open

Open by visiting your local branch and talking with a Personal Banker.




Have questions or need more help?  Request information online or contact your local branch