A Rural Development USDA Home Loan offers qualified homebuyers in rural Arizona the opportunity to purchase a home with no down payment and lower qualification standards. To qualify the population must be under 50,000.

  • Uses: Purchase and refinances
  • Rates: Fixed rate
  • Types: Primary residence and manufactured homes
  • Down payment:   No down payment required on purchases
  • Credit score: 620 minimum
  • Other features: Gift funds, seller or lender allowed to pay closing cost. Income limits apply. 


How to Apply

Apply online or in person by visiting your local branch and talking with a Mortgage Loan Consultant.

Apply Now

Have questions or need more help? Call or visit your local Mortgage Loan Consultant .