A Federal Housing Administration (FHA) mortgage offers qualified homebuyers the opportunity to purchase a home with a low down payment. The Bank is an approved FHA originator which means we can approve and process your loan in house. This makes your mortgage loan process efficient.
- Uses: Purchase and refinance
- Rates: Fixed and adjustable rates
- Types: Primary residence 1-4 units and manufactured homes
- Down Payment: Starting at 3.5%
- Credit Score: Low credit score allowed (580 Minimum)
- Other Features: Gift funds allowed for down payment on primary homes, co-borrowers allowed to help qualify and interest rate reduction refinances available
How to Apply
Apply online or in person by visiting your local branch and talking with a Mortgage Loan Consultant.