A Federal Housing Administration (FHA) mortgage offers qualified homebuyers the opportunity to purchase a home with a low down payment. The Bank is an approved FHA originator which means we can approve and process your loan in house. This makes your mortgage loan process efficient.

  • Uses: Purchase and refinance
  • Rates: Fixed and adjustable rates
  • Types: Primary residence 1-4 units and manufactured homes
  • Down Payment: Starting at 3.5%
  • Credit Score: Low credit score allowed (580 Minimum)
  • Other Features: Gift funds allowed for down payment on primary homes, co-borrowers allowed to help qualify and interest rate reduction refinances available 


How to Apply

Apply online or in person by visiting your local branch and talking with a Mortgage Loan Consultant.

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Have questions or need more help? Call or visit your local Mortgage Loan Consultant .