A Conventional Mortgage offers qualified homebuyers the opportunity to purchase a home with a down payment starting at as little as 5%. They can also be used to refinance a home at a lower interest rate or consolidate debt. Interest may be tax deductible. Consult a tax advisor. 

  • Uses: Purchase and refinance
  • Rates: Fixed and adjustable rates
  • Types: Primary residence, second home, manufactured homes, and investment properties 1-4 units
  • Loan Amounts: Up to $424,100
  • Down Payment: Starting at 5%
  • Credit Score: 620 minimum
  • Other Features: Low interest rates, gift funds allowed for down payment on primary and second homes and co-borrowers allowed to help qualify

 

How to Apply

Apply online or in person by visiting your local branch and talking with a Mortgage Loan Consultant.

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Have questions or need more help? Call or visit your local Mortgage Loan Consultant .