Mohave State Bank/ Country Bank is dedicated to our communities, customers and employees. The Western Independent Bankers (WIB) recognized this commitment with the presentation of the 2018 Bank of the Year award.

"We are humbled to be named as the WIB’s 2018 Bank of the Year,” said Brian Riley, President and CEO. “Community banks across the western region have such a daily impact on the communities they serve. Mohave State Bank is honored to be recognized for the difference we make in Arizona.”


We are also pleased to have earned a 5-Star Superior rating from Bauer Financial, the nation's premier bank rating firm. To earn Bauer's highest 5-Star rating, the Bank had to excel in areas of capital adequacy, profitability, loan quality, and more. Achieving a 5-star rating means the institution is financially sound and recommended byBauer Financial as a prudent choice for financial services.


Your choice of bank is your vote on where your money goes. Are your hard-earned deposits reinvested back into our local community? Or are they sent off to a banking hub in another state or halfway around the world?

When you deposit funds with us, you can trust that your money is being redistributed back into our community in the form of loans to fellow residents and entrepreneurs. This cannot be said for megabanks.

Below are five reasons you can take pride in banking with us:

  1. You Are Growing Our Local Economy
    Unlike larger banks that take deposits in one state and lend in others, we channel funds into the neighborhoods where you live and work, which helps local businesses and communities thrive.
  2. You Are Supporting Small Business
    Although community banks, like ours control less than one-quarter of all bank assets, they account for more than half of all small business lending. Small business lending is the main function of our bank.
  3. You Are Supporting Main Street Lending
    The primary activity of our bank is to turn deposits into small business and home loans. Meanwhile, big banks devote a sizable share of their resources to activities on Wall Street, which provide little benefit to local communities and main street businesses.
  4. You Are Contributing to Our Community
    Local economies are tied to the success of community banks like ours. As we lend, make investments, and donate, our community prosper. Banking with us translates into community investment.
  5. You Value Nimble Local Decision Making
    At community banks like ours, loan approvals and other key decisions are made by people who live in the community, have face-to-face relationships with their customers, and understand the uniqueness of local needs.