Mohave State Bank requires that all visitors to, and users of its internet website (the “Site”) adhere to the following rules and regulations regarding used of the Site as well as the rules and regulations of any specific products or services which you may receive (collectively the “Products”), whether such rules and regulations are now in existence or as same may be modified or changed from time to time. By visiting or using his Site you agree to these terms of use as well as the terms and conditions of Mohave State Bank’s Online Banking Agreement and the specific terms and condition of any and all Products, and as same may be modified or amended from time to time by Mohave State Bank.

From time to time Mohave State Bank may establish links on the Site to sites of third parties, including vendors of certain products and services which may be co-branded with Mohave State Bank or otherwise. Mohave State Bank shall not be considered an agent of any such third parties and shall have no direct or indirect responsibility or liability to any party for any action, omission, or warranty of any kind concerning such third parties or their products or services. Further, Mohave State Bank does not endorse any such third parties or their products or of such third party products or services. Access to any third-party site linked to the Site is completely at your own risk. Be advised that websites can be defaced or altered by virus’ and other programming techniques that cannot be controlled by Mohave State Bank. Mohave State Bank disclaims any and all liability relating directly or indirectly to these methods and the use of the Site.

Not all of the Products are available in all geographic areas, and you may or may not be eligible for such Products. Mohave State Bank reserves the right to determine eligibility for any Product. Investment and insurance products and services (1) are not bank deposits and are not insured by the FDIC, (2) are not guaranteed by Mohave State Bank, and (3) are subject to substantial risk, including the possible loss of some or all of the principal invested.

You acknowledge and agree that any communications and/or information which you provide to us via the Site or via other electronic means is on a non-confidential basis and may be used and/or reproduced by Mohave State Bank for any purpose, subject to Mohave State Bank’s privacy statement and policies. You acknowledge and agree that information sent via electronic mail may be intercepted by third parties, and that Mohave State Bank cannot guaranty the confidentiality of any information sent via internet to the Site or otherwise, except as expressly provided herein.

Mohave State Bank specifically disclaims any and all liability for any direct, indirect, consequential, incidental, or special damages, loss, cost or expense which you may incur arising out of or in any way connected with your access or use of the Site or the Products, or linking to any third party sites. Further, you acknowledge and agree that Mohave State Bank makes no warranty of merchantability of fitness for a particular purpose with respect to use of the Site or with respect to the Products, and Mohave State Bank expressly disclaims any and all other warranties with regard thereto.

The terms and conditions of Mohave State Bank Online Banking Agreement are incorporate herein by reference, and the Terms of Use set forth herein shall be deemed incorporated in Mohave State Bank’s Online Banking Agreement.

Any and all pages, screens, text, content and images are owned by Mohave State Bank and/or others as may be indicated, and may not be downloaded, copied, displayed, distributed, licensed, modified, published, reposted, reused, resold, reproduced, transmitted, used for a derivative use, or otherwise used without the express prior written consent of Mohave State Bank.

You acknowledge and agree that there may be delays, omissions, errors or inaccuracies with respect to the Site and the Products, and that this Site may be inaccessible or closed at any time without notice. You agree that Mohave State Bank may deny or terminate access to the Site and any Product, or any portion thereof, at its sole discretion, without notice and without limitation. In the event of such limitation or termination, you agree that Mohave State Bank shall have no liability with respect thereto.

You agree to indemnify Mohave State Bank from and against any an all direct and indirect liability