Whether you’re looking for a savings or checking account, loan or investment, we are pleased to assist you with your financial needs. Please contact us to open your account today.

Checking Account Features – No Charge
Internet Banking
Debit Card
Telephone Banking
Notary Service

ADVANTAGE CHECKING ACCOUNT
Our advantage checking account offers convenience for bill paying. By maintaining a specified average daily balance in your checking account, you may write as many checks as you wish without charge. Should your balance fall below the minimum requirement during the statement cycle period, a service charge will be assessed.

ADVANTAGE PLUS CHECKING ACCOUNT
Have other existing accounts with MSB? This checking account is designed for you. We have a variety of services available with this package along with a lower service charge if the account falls below the minimum requirement.

ADVANTAGE 50 PLUS CHECKING ACCOUNT
We designed this account specifically for our mature customers. A low balance account that allows for individuals to earn interest on their funds, provided the account maintains the average collected balance requirement. In addition to the interest benefit, there are a variety of services available with this package, along with a small service charge in the event the account drops below the minimum requirement.

Additional No Charge Features for Advantage 50 Plus
Standard Personal Checks
Cashiers Checks
Money Orders
Travelers Checks 

ADVANTAGE PLATINUM CHECKING ACCOUNT
You can take your banking relationship one step further when you maintain an overall banking relationship of $25,000.00 or more. The Advantage Platinum Account provides customers with an interest bearing, unlimited check writing, service charge free account. We will even provide safety paper checks at no additional cost.

Additional No Charge Features for Advantage Platinum
Standard Personal Checks
Cashiers Checks
Money Orders
Travelers Checks

ADVANTAGE INTEREST ACCOUNT
Looking for an account that pays interest? Our Advantage Interest Account pays you interest on your collected balance, and has an unlimited check writing feature. In the event the account below the minimum average collected balance, a service charge will be assessed.

ADVANTAGE MONEY MARKET ACCOUNT
Our Advantage Money Market Account is ideal for the individual who is looking for competitive interest rates with the option of limited check writing. A low monthly service charge is assessed if the average balance requirement is not maintained. You can benefit from the tiered interest rate structure by maintaining additional funds in the account.

ADVANTAGE SAVINGS ACCOUNTS
A basic savings account will help you plan for the future or an annual expense. Whatever the reason, our Advantage Savings Account is designed for you. It provides ready access to your funds and there is no service charge if the account maintains the average collected balance requirement and withdrawals do not exceed five per month.

Savings Account Features – No Charge
Internet Banking
Telephone Banking
Notary Service

ADVANTAGE CERTIFICATES OF DEPOSIT
An investment with rate stability, our Certificates offer a fixed rate of interest with maturities ranging from ninety days to five years. Interest rates on time investment products vary with the length of investment. On Certificates of $2,500 or more, interest can be compounded quarterly at the CD rate or paid quarterly to the customer. The certificate can be automatically renewed at current rates in effect at maturity, as a convenience to you.

DELUXE - CHECK RE-ORDER PROGRAM
Mohave State Bank is pleased to provide you with the opportunity of re-ordering your checks online. You can access Deluxe for personal check reorders - 24 hours a day, 7 days a week, or check your order status whenever you need to.

If you have questions about our personal accounts, please contact us.