Mohave State Bank has a variety of loan products to fit the needs of our customers. We are committed to responding as quickly as possible to your loan request. Because loan decisions are made locally, we offer our customers the friendly, professional, competent service that has become our trademark.

You can count on Mohave State bank for a variety of commercial loans with flexible terms and competitive rates. So whether you’re ready to increase inventory, purchase new equipment, expand your business or make other big improvements, you’ll find we make the process easy.

Term Loans
If you are looking to expand your business or purchase new equipment, Mohave State Bank can help your business grow with a term loan at competitive rates.

Line of Credit
Mohave State Bank can assist you with the funding you need to allow your business to operate and grow. Whether it is a seasonal need or for operating expenses, we have the financing you need.

SBA Loans
A guaranteed Small Business Administration (SBA) loan may give you the opportunity to reach your goal of opening a business when you otherwise may not have had the opportunity. SBA loans are also available for those already in business. If you own a business and have properly prepared your financial and earning statements, we can work with you in deciding whether a SBA loan is best for your needs.

Commercial Real Estate Loans
Whether purchasing or constructing or just using the equity in your commercial building, Mohave State Bank has a loan with competitive rates and terms.

Commercial Equipment Leasing
Mohave State Bank has the solution to your equipment needs. With our equipment leasing program, you get the equipment you need with the least impact on your cash flow. Equipment of almost every description qualifies, from computer systems to printing presses, forklifts to medical equipment.

If you have questions about our business loans, please contact us.





We offer a wide variety of personal loans. For our commercial customers with personal needs and for our non-business client, Mohave State Bank takes into consideration your overall banking relationship with us and offers you a solution at the best possible rate.

Automobile Loans
Looking for financing for a new or used vehicle? Mohave State Bank offers our customers fixed rate financing for either a new or used vehicle.

Home Improvement/Equity Loans
Mohave State Bank offers you the availability of using the equity in your home for property improvement or remodeling, repairs, etc. We also offer an equity line of credit for your personal needs such as that dream vacation, debt consolidation or the just in case situation.

Overdraft Protection
Mohave State Bank’s way of providing you with the peace of mind of knowing your checks will be covered. Apply today for a line of credit to be attached to your checking account for that just in case situation. 

Construction Loans
If you’re getting ready to build the home of your dreams, Mohave State Bank has a short term construction loan for you. We can also roll that short term loan into a longer term mortgage loan through our mortgage department when you complete construction of your new home. We have competitive rates and terms.

If you have questions about our personal loans, please contact us.