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Calculators and Tools

Use the online calculators and tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of any personal information.

Contact a Mohave State Bank mortgage banker with questions at any time.

Monthly Payment
Calculates your payment for different loan amounts, interest rates, and amortization terms.

Payment Schedule
Calculates the breakdown of principal and interest payments in a yearly or monthly format.

Extra Payment
Calculates how much you can save over the term of your loan by increasing your monthly payment.

How Much Can I Afford
Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and terms that you enter.

How Much Can I Borrow
Calculates how much you can borrow based on your income, debts and desired loan terms.

Rent vs. Own
Estimates the benefits of owning a home as opposed to renting.

Fixed Rate vs. ARM Calculator

Compares the difference between a fixed-rate and an adjustable-rate mortgages.

15-Year vs. 30-Year Mortgage Calculator
Compares the difference between a 15-year and a 30-year mortgages.

Refinance Interest Savings Calculator
Estimates the benefits of refinancing.

Interest Only Calculator
Calculates the monthly payment for an Interest Only loan.

PLEASE NOTE: The Financial Calculators calculated values are purely estimates and are not representative of actual payment amounts.  The accuracy of the results is not guaranteed.  Differences between these results and results provided by our Bank are probably due to rounding or slight differences in the mathematical formulas and/or assumptions used.