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Mortgages


At Mohave State Bank, our in-house processing and underwriting center delivers fast mortgage loan processing. With all required documents submitted, close your mortgage loan in 21 days or less.* Apply online or call a Mohave State Bank mortgage banker today for a fast approval.

Apply Online:
Fixed Rate Mortgage Loan

Conventional Loans

  •     Purchases and Refinances
  •     Fixed Rate Mortgage
  •     Primary residence, second homes and investment properties with 1-4 units
  •     Conforming loan amounts up to $417,000
  •     Jumbo loans over $417,000

FHA Loans

  •     Purchase and Refinances
  •     Fixed Rate Mortgage
  •     Low down payments
  •     Primary residences
  •     Loan amounts up to $322,500

VA Loans

  •     Purchases and Refinances
  •     Fixed Rate Mortgage
  •     No down payment required on purchases up to $417,000 to qualified Veterans
  •     Refinance up to 100% LTV subject to VA & Investor restrictions

Rural Development Loans

  •     Purchases with no down payment in rural areas
  •     Income limits apply
  •     Loan amounts up to $417,000

Construction Loans

  •     Up to one year to complete construction
  •     Approved builder required

*All necessary information and documentation must be provided at time of application in order for a loan to process in 21 days. ­Mohave State Bank is not ­responsible for any delays caused by circumstances outside of Mohave State Bank’s control.