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Mortgages
At Mohave State Bank, our in-house processing and underwriting center delivers fast mortgage loan processing. With all required documents submitted, close your mortgage loan in 21 days or less.* Apply online or call a Mohave State Bank mortgage banker today for a fast approval.
Apply Online:
Fixed Rate Mortgage Loan
Conventional Loans
- Purchases and Refinances
- Fixed Rate Mortgage
- Primary residence, second homes and investment properties with 1-4 units
- Conforming loan amounts up to $417,000
- Jumbo loans over $417,000
FHA Loans
- Purchase and Refinances
- Fixed Rate Mortgage
- Low down payments
- Primary residences
- Loan amounts up to $322,500
VA Loans
- Purchases and Refinances
- Fixed Rate Mortgage
- No down payment required on purchases up to $417,000 to qualified Veterans
- Refinance up to 100% LTV subject to VA & Investor restrictions
Rural Development Loans
- Purchases with no down payment in rural areas
- Income limits apply
- Loan amounts up to $417,000
Construction Loans
- Up to one year to complete construction
- Approved builder required
*All necessary information and documentation must be provided at time of application in order for a loan to process in 21 days. Mohave State Bank is not responsible for any delays caused by circumstances outside of Mohave State Bank’s control.