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Business
Start your relationship today with a Business Checking or Savings account.
Business Checking Solutions
Small Business
CheckingBusiness
CheckingBusiness Interest Checking
Corporate Interest Checking
Executive
Personal
Checking
If you:
Need basic business checking services.
Make less than 100 debit transactions a month.Have a large volume of transactions.
Want to receive an earnings credit on your available balance to offset monthly account and transaction fees.Are a sole proprietorship, club, or non-profit organization.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.Are a corporation.
Make less than 100 debit transactions a month.
Want to earn interest with tiered rates.Have an active Mohave State Bank business checking account.
Want to earn interest on balances.
Monthly fee
$10
$15
$20
$20
$15
Minimum to open
$250
$250
$250
$250
$250
Average daily balance to waive monthly fee
$1,500
Earned credits can be used to offset transaction fees.
$2,500
$2,500
$2,500 or an active Mohave State Bank business checking account or an average daily balance of $10,000 in another Mohave State Bank deposit relationship.
Earns interest
No
No
Yes
Yes
Yes
Allowed transactions
per month100 debits
Unlimited
100 debits
100 debits
Unlimited
Transaction fees
Per debit $.30
Per debit $.12
Per ACH debit $.10
Per credit $.30
Per deposited item $.08 (reserve required)Per debit $.30
Per debit $.30
None
VISA® debit card
Yes
Yes
Yes
Yes
Yes
VISA® credit card
Available
Available
Available
Available
Available
Business online banking
Yes
Yes
Yes
Yes
Yes
Business online bill pay
$5.95
$5.95
$5.95
$5.95
Yes
Telephone banking
Yes
Yes
Yes
Yes
Yes
Notary services
Yes
Yes
Yes
Yes
Yes
Standard personal checks and cashier checks
No
No
No
No
Yes
Business Savings Solutions
Business
SavingsBusiness
Money Market
If you:
Have low average daily balance.
Want to protect and build savings.
Access savings occasionally.
Monthly fee
$3
$10
Minimum to open
$250
$250
Average daily balance to waive monthly fee
$300
$2,500
Earns interest with tiered rates
No
Yes
Certain withdrawal limits
6
6
Online banking
Yes
Yes
Online bill pay
No
No
Wires
Incoming $10
Outgoing Domestic $20
Outgoing Foreign $45Incoming $10
Outgoing Domestic $20
Outgoing Foreign $45
Telephone banking
Yes
Yes
Notary services
Yes
Yes
Additional services available with your business accounts:
• Personal Checking Account• Business Online Banking
• Business Online Bill Pay
• Wire Transfers
• Business Debit Cards
• eStatements
• Night Depository
• Notary Service
• Telephone Banking
• Telephone Transfers
• Merchant Services
• EZ Deposit