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Personal


Start your relationship today by choosing one of our Advantage personal accounts.

Mohave Advantage Program (M.A.P.)

Simply open a checking account plus two additional accounts such as a savings, CD or IRA to receive these additional benefits:
  • Waived monthly fee on checking account
  • Additional 10 basis points on CDs of $5,000 or more
  • First order of basic personal checks
  • Cashier's checks & money orders
  • Notary service
  • Personal debit card
  • 0.25% discount on a loan when you sign up for automatic payment from your Mohave State Bank personal or business account

    • Advantage Checking Solutions

      Advantage Checking Advantage Plus Checking Advantage Interest Checking Advantage Platinum Checking Advantage 50+ Checking
    If you: Need unlimited checks & withdrawals Are an employee of a Mohave State Bank customer.
    Have more than one account.
    		 Want to earn interest with a low minimum monthly balance. Earn higher interest on higher collected balance. Are aged fifty and higher.
    Monthly fee: $10 $8 $15 $25 $8
    Minimum to open: $250 $250 $250 $250 $250
    Average daily balance to waive monthly fee: $1,000 $1,000 $2,500 $25,000 $1,000
    Average daily balance in another deposit relationship to waive monthly fee: -- $5,000 $10,000 $25,000 $5,000
    Earns interest No No Yes Yes Yes
    Checks or withdrawals per month:
    		 Unlimited Unlimited
    		Unlimited
    		Unlimited
    		Unlimited
    VISA debit card:
    		 Yes
    		Yes Yes
    		Yes
    		Yes
    Online banking & bill pay
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Telephone banking:
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Notary services
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Standard personal checks, cashier checks, travelers checks and money orders No No No Yes Yes

    Advantage Savings Solutions

      Advantage Savings Advantage Plus Savings Advantage Minor Savings Advantage Money Market Advantage CD
    If you: Have low average daily balance.
    		 Are an employee of a Mohave State Bank customer.
    Have more than one account.
    		 Want to build savings for minors (age 18 and below).
    		 Want to protect and build savings. Want to make savings grow fast with tiered interest rates.
    Monthly fee: $3 $3 $3 $10 None
    Minimum to open: $250 $250 $50 $250 $2,500
    Average daily balance to waive monthly fee: $1,000 $300 $100 $2,500 --
    Earns interest: Yes Yes Yes Yes Yes
    Withdrawals per month:
    		 6 6
    		6
    		 6
    		None
    Online banking
    		 Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Online bill pay No  No No Yes  No 
    Telephone banking:
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Notary services
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    		Yes 

    Get these additional services with your Advantage personal accounts:

    • Overdraft Protection
    • Safe Deposit Boxes
    • Wire Transfers
    • Money Orders
    • Cashier Checks
    • Travelers Checks