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Personal

Start your relationship today by choosing one of our Personal Checking or Savings accounts.

Mohave Advantage Program (M.A.P.)

Simply open a checking account plus two additional accounts such as a savings, CD or IRA to receive these additional benefits:
  • Waived monthly fee on checking account
  • Additional 10 basis points on CDs of $5,000 or more
  • First order of basic personal checks
  • Cashier's checks
  • Notary service
  • Personal debit card
  • 0.25% discount on a loan when you sign up for automatic payment from your Mohave State Bank personal or business account
  • Personal Online Banking and Online Bill Pay

    • Checking Solutions

      Personal
    Checking    		 Personal Interest Checking Platinum
    Checking    		 50+
    Checking
    If you: Need unlimited checks & withdrawals. Want to earn interest with a low minimum monthly balance. Earn higher interest on higher collected balance. Are aged fifty and higher.
    Monthly fee $8 $15 $25 $8
    Minimum to open $250 $250 $250 $250
    Average daily balance
    to waive monthly fee    		 $1,000 $2,500 $25,000 $1,000
    Average daily balance in another deposit relationship to waive monthly fee 5,000 $10,000 $25,000 $5,000
    Earns interest No Yes Yes Yes
    Checks or withdrawals per month
    		 Unlimited Unlimited
    		Unlimited
    		Unlimited
    VISA debit card
    		 Yes
    		Yes
    		Yes
    		Yes
    Online banking & bill pay
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Telephone banking
    		 Yes 
    		Yes 
    		Yes 
    		Yes 
    Notary services
    		Yes 
    		Yes 
    		Yes 
    		Yes 
    Standard personal checks
    and cashier checks    		 No No Yes Yes

    Savings Solutions

      Personal
    Savings    		 Minor
    Savings    		 Personal
    Money Market    		 Certificate
    of Deposit (CD)
    If you: Have low average daily balance.
    		 Want to build savings for minors (age 18 and under).
    		 Want to protect and build savings. Want to make savings grow fast with tiered interest rates.
    Monthly fee $3 -- $10 None
    Minimum to open $250 $5 $250 $2,500
    Average daily balance to waive monthly fee $300 -- $2,500 --
    Earns interest Yes Yes Yes Yes
    Certain withdrawal limits
    		 6 6
    		 6
    		None
    Online banking
    		 Yes 
    		Yes 
    		Yes 
    		Yes 
    Online bill pay No  No Yes  No 
    Telephone banking
    		 Yes 
    		Yes 
    		Yes 
    		Yes 
    Notary services
    		Yes 
    		Yes 
    		Yes 
    		Yes 

    Services included with Personal Checking accounts:

    • Unlimited check writing
    • Online banking
    • Online bill pay
    • VISA Rewards check card
    • Uswipe Uchoose Debit card rewards
    • Telephone banking
    • Telephone transfers
    • Notary services
    • Night depository
    • eStatements
    • Check images (not available on E-statements)

    Services included with Personal Savings accounts:

    • Online banking
    • Telephone banking
    • Telephone transfers
    • Notary services
    • Night depository
    • eStatements

    Additional services available for Personal Checking and Savings accounts:

    • Cashier Checks
    • Wire Transfers
    • Overdraft Protection
    • Safe Deposit Boxes
    • IRA's
    • Home Mortgages
    • College Savings Accounts